The development is still going and in my opinion Ripple will be placed side by side with bitcoins soon.
We must have trusty alternates. Ripple is a 100% premined coin. The optimal value for a 100% premined coin like this one: 1XRP at $0 maximum.
You can not premine a mine-less coin, and of course you can't mine ripple either, moreover you cant buy large shares of it. this is the real original market the pure core stuff in which we trust
http://coinmarketcap.com/currencies/ripple/