All reasonable requests will be catered to.
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To apply, please post the amount you wish to borrow, collateral, interest %, and how long.
Communication is key. If you happen to DEFAULT or know that you will not be able to make the full repayment on the loan, PM me right away and we can try to work something out. Your post will have an 'IN QUESTION' tag on it until resolved. If you bail or I come to the conclusion that it cannot be resolved, your collateral will be collected and negative trust will be left.
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Not to nitpick, but, either post negative trust or collect the collateral not both, collateral is used to secure a loan so that there are no negative repercussions from not being able to pay the loan. What you are doing would be like a bank who gave you a secured loan and you didnt pay the payments but they took your security deposit and paid the loan then gave you a bad mark on your credit score. SO for me I think you should have to pick one or the other either collect the collateral or leave negative trust.
No. If the lender fucked up and did not take enough collateral then the borrower is still on the hook for the difference between what he can quickly sell the collateral for and the amount owed. The only exception to this would be if both parties agree in advance that it would be a no recourse loan when the collateral would be used to cover the loan and the borrower would not be held responsible for the difference