No, you pay $137.69 worth of BTC.
Example: if price is $1000, you pay 0.137
BTC (or more if you like to

)
Else, you won't be able to pay if price hits say $1000 or above.
Ok, I confirm this from my side too... But sir, you said that if the price goes up, I will have a loss... How? As if it goes $1000 and I will pay
BTC0.137, I will be in profit, but if the price goes down, I will bear the loss by paying higher amount in BTC... Am I right? If it's true, then I am ok with it, and I wish that
BTC must remain stable as I am taking a big risk, as with you...

This is a fiat based loan. You should not bear any kind of loss no matter what because you are spending fiat to pay your bills and then will use fiat to buy bitcoin to repay watoshi