CLEARLY anyone that is already into BITCOIN mining knows that I need at least 40 gigahash per second in anticipation of the upcoming difficulty rating increase.

I mean I WOULD lower my loan request to 1(ONE) Jalapeno+S/H costs+bank wire cost, but that barely makes money as is. According to the calculator I've already mentioned, a Jalapeno will make about 3k in one year and that is before the diffculty increase.