They aren't contributing, so they shouldn't count.
They are not contributing to the staking, but they are contributing to the max profit. I think however it is done, the incentivizes needs to align with pushing people to keep money offsite (which is beneficial to investors, Dooglus and the coin).
It's tough, really. I'm a pretty small holder myself, I'll admit, so for me, it's either JD staking or I wouldn't get anything. I'm definitely in the majority with that as well, which creates a bit of a complication when it comes to being objective on the matter.
You have to keep in mind, though, that the risk of investing has to be in line with the reward. Reducing our stake means there's the same risk for less reward. And we're dealing with not one volatile currency but two here, which already puts us at a high risk (and that's assuming I invested 20 CLAM and was able to withdraw more than I deposited). We have to hope that CLAM doesn't tank AND that BTC doesn't tank more.