Anybody who buys and holds anything but Paycoin is an idiot and will deserve to lose money. Paycoin is way more useful than any other and even USD for that matter you can buy so much with XPY and Josh is rebuying at $20 each. Reality check that's why Bitcoin is falling and Paycoin is staying the same. PAYCOINERS UNITE.
Why are you spending your time telling us this rather than borrowing money at usurious rates to buy as much xpy as you can at 1/4th its real value?