I'm working on a feature for Just-Dice that will allow investors there to only deposit a fraction of their CLAMs and still have them all invested. It will use the CLAMs they deposit as collateral, and effectively lend them the rest to invest.
I'm hoping this will solve the issue we have with centralisation. If the biggest holders of CLAM at JD take advantage of this feature and move the majority of their balance offsite, Just-Dice should end up with way less than 50% of the CLAMs, which would be good for CLAM as a whole. Nobody wants to see over 50% of the CLAMs in a single centralised location.
On the other hand, what if as well as moving their coins offsite they also then dump them on an exchange, deciding that it's safer to hold them in BTC. That would be bad for the price, and may well end up with the coins being bought on the exchange and redeposited back onto JD by their new owners...
I guess we'll see how it goes.
I have a prototype up and running with play coins at doge-dice.com - you get 1000 free play coins when you visit, and you can get your 'loan' by typing /cold in the chat after investing.
I've been trying to follow the /cold feature that you're working on adding, but I guess I'm a little confused. I applaud the feature to reduce the centralized risk, I think it's brilliant. The part that i'm confused about is the trust part since it looks like you don't do a recurring check to see if the public address still has funds with it. So, what prevents people from lying about what they have and earning against that? Maybe I misunderstood.