A long time ago in Holland people bought flowers pretty much as they do now. By chance a farmer cultivated a tulip whose flowers were unusual, as such his flowers commanded a great premium and the farmer became rich. Other farmers saw this and bought his bulbs so they could cultivate their own. These farmers also became rich

A few intelligent farmers, rather then invest in the original bulb tried to create their own hybrids and many succeeded creating bulbs that were even better than the first. These farmers also became rich.

Within a couple of years, there were 500 or so different varieties and traders bought and sold bulbs and with all the excitement and publicity the price went up. These traders also became rich.

Some people realised that instead of leaving their money under the bed that if they bought a few bulbs and sold them a month later they could double their money. These people also became rich.

After 3 years the market was booming, strangely the original bulb was still worth more than the newer, improved varieties. Who knows why?

After 4 years everyone knew that bulbs were worth pretty much the same, you buy them to produce flowers in your garden.

TL;DR
The ones and zeros that programmers create are there to provide a service, a transaction. They are not for storage of wealth.