Safer? yes. No system is as safe as bitcoin. By comparison credit cards are a joke. There are scams everywhere but those who "invest" in scams are not exposing a bitcoin risk, they are the risk. The FDIC insurance does protect your money. However you could also insure your bitcoins. Like any insurance, you have to pay for it.
I am on my third bank card in a year, but I still have bitcoins from 2011. If you do your job and secure your coins they are very safe from thieves.
I am on my third bank card in a year, but I still have bitcoins from 2011. If you do your job and secure your coins they are very safe from thieves.
Plus it is negligible to the economy for hackers to steal a few tens of millions dollars a year when Uncle Sam keeps printing $65 Billion of them a month.
