...
So TL;DR: FDIC has never been unable to pay? But you're worried that it might, some day? Gotcha.
BTW, you say FDIC hiked its rates? Yet I haven't noticed it on my bank statements. I'm sure I'm unwittingly paying for those too, tho. Perhaps through inflation? Nope, the US dollar seems to be fine. It's almost as if ...nah.
Also, don't seem to remember FDIC being bailed in/out. Sauce? (not that I doubt your learnings)
You don't seem to be arguing in good faith, so I'm not going to expend the effort of goggling sources. History is filled with firsts. Things never happen until they do. I'm trying to warn people to be careful with whom they trust their money, but if you think that warning is unwarranted, I don't think I'll be able to convince you otherwise.
"It's easier to fool people than to convince them that they have been fooled."~ Mark Twain
TL;DR: You got nothing. You make up "facts," and, when called on it, retort with "don't seem to be arguing in good faith."
Why not warn people about our uppity negro Obama letting filthy wetbacks put money in the same banks where white folks keep theirs? Or is aztecminer doing a good job? Why not warn them about 9/11 too, just to be an all-in-one libertard cliche? Oh wait, BitChick's financial adviser from the nuthouse, rptiela or whatever his name, already got that covered. Okay then, everything seems to be in order...



Have I missed anything ugaise?