Buying at market price, and we use escrow for both of our safety. The payment will be sent as family or friends
Escrow nor family and friends will stop a chargeback using Paypal.
As a matter of fact "family and friends" will stop chargebacks on paypal, happened to me recently
The problem is that a scammer obviously has no problems lying to paypal about them actually authorizing the transaction as they would have had to have lied to you about sending the payment
Simply declare your account hacked or stollen, and they will recover it.
Regardless of method.
Unless the receiver has a throw away paypal they can get funds out of (to somewhere) Than they're at risk.