I have not gone that far. But then again I don’t rate anyone unless I have personal experience with them. I won’t rate just based on what he says. But to each their own. I hope he is just uneasy about giving money back to the guy running it. I think a lot of people would be hesitant. They have a bad rep for a reason. And this OP is going to hurt his if he doesn’t suck up and use some of his profit to make things right in the eyes of the investors.