I am very interested to know that jr.member with 'secondstrade' talking about 190% return and has an anonymous face can mouth off about what is a 'scam' or not, especially about a project where a developer has a public profile and is involved professionally with real money LOL
If you are trying to bitch, then get yourself a public profile and state your case.
If you find terms of a deal you are not even a part of to be disadvantageous to you, then feel free to keep your mouth where it belongs

Maybe you just wander around and stick your nose in a place where it doesn't belong, just to get mouthy on an internet forums. You have provided plenty of proof to that regard, and of course, no history of fair dealing on your part in anyway in the past either

Just because I am a newer member does not mean that I am new to bitcoin nor that I have never dealt with anyone in real life.
Are you familiar how forums work? If someone is offering a trade that is not fair to all parties or all potential parties then someone will speak up.
Your offer is clearly not fair to a potential lender and you have shown that you are unwilling to to negotiate on key aspects of the loan that would protect the lender. Instead you make up arguments that are invalid as to how you are "at risk" when you are really not.