Real quick,
1. We lost almost nothing in EgoPay, there are no losses that are of a size where we need to worry about them, so as far as who is "shouldering" them, we are. We already cut our losses, and it didn't really make any impact, as we have said before, they were never a very popular method of deposit or withdrawal.

2. First off, anyone at bitfinex should be able to use bitfinex. As others have mentioned, we are all interested in an asset, but we don't have inside information into bitcoin. That being said, we don't allow any employees to game the system by front running orders, etc. As someone mentioned, we have long term positions, which may need to be adjusted, but we all trade on our own accounts, and they are monitored by the whole management team as a check and balance system. As far as my swaps, I have exactly the same information as the rest of you, I don't tinker with the production data, as I am working on integrating the new system which is not live yet.

3. Tether.to is separate from Bitfinex, but something we are interested in, specifically because it addresses some of the problems that we have run into in the past. The two concerns are separate, so I don't think there would be any cause for concern as far as Bitfinex being affected.

I really do appreciate the latest comments, especially a few by SebastianJu. I will be back to comment some more soon.