Post
Topic
Board Trading Discussion
Re: Putting your money where Pirate's mouth is.
by
copumpkin
on 11/07/2012, 13:20:56 UTC
Why is it so hard for people to believe that loans can be made for 1% per day or even much higher ?

www.wonga.com

They say they 'only' charge 1% a day so 'only' 365% per year but the govt makes them display the APR (compounded interest); a whopping 4214% per year

A company offering loans is totally different than someone asking for loans. Obviously, their profit is limited by the number of borrowers they can find (it doesn't scale with the amount of capital they have). Which is another sign that pirates a ponzi: there are lots of lenders but no borrowers. If there are no borrowers, nobody is paying the interest..

Oh man, who knew that all those companies issuing corporate bonds with no borrowers of their own were Ponzis?? This will be the next major financial scandal of the century! The entire fixed income market (way larger than the equity market!) is the largest Ponzi in history. Madoff should hang his head in shame.