Damn, it's rare that you see a Hero Member scam people here. He could've probably sold his account for that.
Additional Notes:
my question is, this user gave me their card number to send the transfer, is there anything i can do with that to find out the persons identity? maybe give it to the police or something? Is there anyway i can do a chargeback or anything?
That probably depends on how sloppy he's been. Have you contacted Vanilla Reload customer service to see what they can do?