i heard and readed only bad things abt xapo ; i dont say they are scam, but for sure they dont provide good service
Ok, then you can contrast here with my experience: Flawless service to me so far, Customer Service sometimes answer in minutes, just two times something didnt worked properly. I have recommended the wallet app to my friends and thats the first wallet they are actually understanding to use.
But thats my experience, of course.