Scam accusation on this user: https://bitcointalk.org/index.php?action=profile;u=366936

He runs a lending thread here: https://bitcointalk.org/index.php?topic=924856.0


Here a user Twipple, requested a loan of 0.025 BTC to be paid back on 30th PM.  :  https://bitcointalk.org/index.php?topic=924856.msg10255801#msg10255801

Then User Twipple created a new account to give the account details of Twipple account to Ume : https://bitcointalk.org/index.php?topic=924856.msg10257091#msg10257091

Ume confirmed by quoting the post of the new account, and mentioned the TX ID: https://bitcointalk.org/index.php?topic=924856.msg10257108#msg10257108


The transaction in that address is signed and says: " Public Note: Sent to twipple as a loan of 0.025 repayment 0.04 in 5 days on 30 Jan : 6:PM " which proves, the new account belongs to Twipple, as it was quoted for sending the loan to .  


After loan period is over:

Today Ume creates a new thread : https://bitcointalk.org/index.php?topic=941098  (after loan period over)



Then some one says:


to which Ume replies


In this ^ post he clearly says, that he doesn't even know Twipple's new account , and from the posts mentioned above , we can see that : evrynet is  Twipples alt account who ad posted to confirm his loan, and Ume denies even knowing about it.





Now Ume's posting from Twipple's account , making spam posts, to get the account to Full Member and sell it. You can also see last seen online on Twipple's account and Ume's account is at the same time(just to prove, its still in control of Ume)
He also created an auction for it: https://bitcointalk.org/index.php?topic=941258
Now its perfectly alright to sell an account which was escrowed and did not pay, but I suspect something else, as Ume clearly denied knowing Twipple's alternate account, whereas we can clearly see he quoted and put in the Txid(which is signed) on evrynet's post.


Two things could be true :
1. Twipple didn't pay, and now Ume is selling the account for profit.
2. Ume took Twipple's account, and made a post as everynet(could be his own account) on his own thread , so now even if someone comes posing as Twipple, saying Ume stole it, then Ume could use everynet as an excuse.
The moral of the story : Always use an escrow to hold your account while you take a loan .

Now obviously, Ume isn't just a normal lender. He actually has multiple accounts and has been involved in selling accounts before.
Even his first post on the forum was about selling a FM account: https://bitcointalk.org/index.php?topic=804302
his post history indicates him going over a lot of threads about selling accounts.

He has also been tryinbg to lend money by holding accounts and taking accounts as collateral. He is always insisting people to give accounts as collateral.
https://bitcointalk.org/index.php?topic=924856.msg10186079#msg10186079
https://bitcointalk.org/index.php?topic=924856.msg10249542#msg10249542
https://bitcointalk.org/index.php?topic=924856.msg10251512#msg10251512
https://bitcointalk.org/index.php?topic=924856.msg10299549#msg10299549


Another account of Ume:  https://bitcointalk.org/index.php?action=profile;u=333356
neg repped before for asking loans as newbie.

Another possible account: https://bitcointalk.org/index.php?action=profile;u=370966





He also said, he will wait until tomorrow for Twipple to contact him: https://bitcointalk.org/index.php?topic=941098.msg10310802#msg10310802
But instead made the selling account post today itself, and is trying to ditch the account as soon as possible.