Pretty much back to what it was before we ever bought BTC, and at the price it is even now, even better than when we started.
In other words you are completely underwater.
While it's not the optimum situation to be in it isn't highly unusual nor the end of hope for someone. There's many hundreds of thousands or millions of people underwater on their home investment and that is something that typically has to be paid off if they want to stay on the right path. This scenario is merely one where the underwater investment was already paid for back in time in full but just a little behind in valuation at the moment. Considering the untold many that have bought into this ballgame over the last year, it sounds like this particular case is pretty undeserving of using the 'completely underwater' terminology and is a rather mild one at worst.
Except that a house and land has value because people need homes and land to put them on. Bitcoin has no value, it's all purely gambling and speculating.