Thanks for the coins, Dumpmonkeys! Keep it up; I've got thousands and thousands of fiat FRNs I need to get rid of before the short squeeze.
Also, there are millions of bitcoins owned by unknown people with unknown intentions.
Just don't take out any loans to buy those "cheap coins".
How'z that any different than all the billions of unknown people who own dollars with unknown intentions? Worst case scenario is I end up stiffing some evil banksters and they put a hit on my credit rating, preventing me from going even deeper into hock. Meanwhile I still have coins that I can take across any border and hide from any tax authority, ex wife or creditor and spend in a hundred thousand different places.
Bitcoin or USD aren't the only things to keep your wealth in. If you have any skills and knowledge, then it's not hard to keep your wealth in something that you have more control over. To keep your wealth mainly in a currency, that you have no control over, is the way of fools.