Both of these are downloaded to my computer and i set everything up.  However still bit hesistant on which to choose to receive my bitcoins.  From what i read blockchain is very safe and so is electrum.  The big issue is i read blockchain is online so if anything happens to it, ppl can lose their bitcoins.  If thats the case, isn't it going to be everyone with bitcoins on blockchain then or it could be a select few?


I read electrum is better since its on your computer and you control everything.  However... i just noticed i was never asked for 2 FA on electrum compared to blockchain.  Is there a reason for this?  Why is there no 2 FA for electrum?


Also i read that blockchain is better because even if something happens to your computer, as long as you have the backup 12 word phrase you are fine.  But electrum i read is the same thing.  So is there any difference between this?  I know as long you remember your password you would be fine with either but with electrum... you would have to remember the 12 word phrase but blockchain as long as you have the password, that is always enough and of course as long as you have your iphone with google authenicator?