Yes i downloaded electrum but one fear of mine is if my computer goes corrupt or some thing like that happens. I know as long as you have the 12 word phrase with you, its fine but that still pretty scary if the client or my computer has problems etc and thats why i want to just go with blockchain instead since as long as you have the password its fine. Also it requires 2 FA whereas electrum doesn't. So if someone has access to your computer... then obviously electrum isn't that safe then right compared to blockchain?
If your computer gets corrupted, you can still reinstall electrum and restore your wallet, if you have the 12 word seed.
The wallet on electrum can be encrypted with a password. So if somebody has access to your computer, he would still need the password to steal your coins.