Yes, of course, I want something better than a credit card. But by limiting my free use of bitcoins you're making it worse than a credit card, because then I will need another service that acts similar to the credit card. So all the effort goes for nothing.
I'm not limiting your free use of Bitcoin network, miners are.
Bitcoin is not a credit card, it can't be. and all the efforts don't go for nothing.
Even if I can only make a transaction a month (pretty sure I can live with less) bitcoins would be valuable for me, because they aren't tokens setup by governments.
They cannot be stolen by the bank.
And not all of my money need this protection level, only the saving account