For the first one. Gotta agree, normal people (non-technology) wont be investing in Bitcoin. Most of them are afraid for the rapid changes in the exchange rate. And.. some of them can't understand how Bitcoin work. Unless Bitcoin is value stable, else, people wont be investing in it.
Volatility, a heaven for the majority of traders.
It is, but its not for the average joe whose wants a steady currency that doesnt change a lot. Thats why I think Bitcoin is egold and not emoney.