You are asking for a large sum of money WITHOUT collateral which is one of the lending section rules. You should be getting negged based on that.
Don't see how Quickseller overreacted.
Collateral is a
Suggestion not a
Rule...I lend without it from time to time. It is the lenders choice if they require collateral to lend or not.
Would you be willing to lend him 60
BTC without collateral? If someone were to lend him that much, what do you think the chances are that he would repay the loan (be sure to look at his trust first)?
No I wouldn't lend him that much. I was just pointing out that collateral is optional was all. I think it should be used most of the time, but it is a choice not a rule.
You are correct, collateral is optional (it is a free market right). However I think you would also agree that the majority of people who are asking for no collateral loans have no intention of repaying if they get their loan (or are trying to build up confidence and eventually take out a large loan they will not repay).
Though that question was not for me, but off course I would agree that MAJORITY of the people/scammers would do that. But it is also true that there is a LARGE number of new users joining this forum who actually have no intentions of scamming anyone.
They need to earn the trust and repaying loans is the best way to do that.
-edit-
Who's to say that you arent here for a long con yourself ? Trying to gain the trust of the community passively and someday pull a heist on all of us and scam someone for some big amount!
Off course I am not saying that you are here to do that but THAT IS A POSSIBILITY. How would you feel if someone judged you based on that pretext ?