The distinction I'd make with this point (even though I agree with what you're saying) is thus:

Most of us want to see great returns from Bitcoin and we therefore see it as an investment. But even if Ripple were to gain you a return and was therefore a "good investment" would it trouble you that you'd used a protocol that has establishment links and is possibly a threat to the decentralised, free spirit of crypto?

I don't necessarily want to come across as a crypto-anarchist, but I'd rather support a genuine alternative to the economic system that's failing us.