As I thought, none of your chips are even using higher than .73v (actually only 1 is and its not very happy about it as you can see in YELLOW) and the rest are borderline throttling /at their temp max.
the fan setting of 10 should not be used with stock settings under any means, and that is why the default is NOT 10
+1. its obvious that all the chips are operating at the high end of their temperature range, which likely has an impact on the operating efficiency compared to the ideal 85-105C readings
you should use at least 25% fan for the settings you have