Yeah, that doesn't really answer my question. I'm not into all this conspiracy theory nonsense.
It's not a conspiracy theory to say "It's a ponzi, it's going to fall apart at or shortly after that date."
Fine, baseless speculation then

Perhaps it is, perhaps it isn't, I'm not really interested in getting into that (again).
Not entirely baseless. Read the article, especially the "Red flags" portion. If it looks like a duck, quacks like a duck, and waddles like a duck, it's not a platypus.