you're right. XBS has just started and not many people known about XBS. The devs work hard and deliver reasonably fast (compared to other currencies often promise only ). XBS can be a success if it attracts more people , which eventually will happen. Also there are many people wait , because many have lost their faith by all scam coins. If they are sure that this is not a scam coin they step in itself.

I think when lending platform software is ready , many people will be convinced.

XBS can have a good future. Time will tell.