Then please say so, and stop spreading misinformation and FUD. There are significant differences between PIN based bank debit cards and credit cards.
It's you guys spreading FUD about bank cards. You compare Bitcoin (with 5 min confirmation time) against a crap from 19th century that can't be validated during week-ends and requires a phone call to the bank. Play fair and compare Bitcoin payments to conventional (and modern) products of bank industry.
PS: Btw, my own card is a "credit" one (within a reasonable limit). It has PIN, special chip and VISA engraved on it. And it requires 5 seconds for validation of a payment.