@fresno
I totally agree with your argument re liability. There are many statements on this forum that stick it to TPTB. If the community were to take your suggested route, it'd be best to nuke this forum, and start one that's heavily moderated to eliminate inappropriate comments.
As I've written here ad nauseam, I'm not interested in Bitcoin as a better PayPal that would be acceptable to TPTB. I'm interested in Bitcoin as part of net-based monetary systems that could replace government-backed and -controlled fiat currencies. It could serve as "cryptogold", supplementing physical gold etc. In order to play such a role, Bitcoin will need to survive attacks by governments and others with massive resources. It will need allies in the tradecraft communities.