We did a total of 13 Loans on BitLendingClub. Only lending to users with 100-300+ positive feedback.
Thus far of the 13..... 7 have defaulted and not repaid.
Would not recommend.
Strato
The late+default rate on our platform is 7.24% as of writing this post and we're working hard to reduce it. Please provide us with a link to your public profile and we will look into the situation, as it's certainly not representative of what other investors are experiencing.