His data is not wrong, you are just being argumentative and speaking past him.
There is a difference between banks and between credit cards and debit/bank cards.
His statements apply moreso to credit cards.
Thus:
Credit Cards- Transaction time (the time it takes to process a payment)
Bitcoin: 1-2 sec
Credit card: 3-5 sec
Money arrival time (the time at which the merchant actually receives the money and can spend it)
Bitcoin: 1-2 sec
Credit card: several business days
Confirmation time (the time at which the merchant can be sure the payment won't be reversed)
Bitcoin: 10 minutes - 1 Hour
Credit card: 3 - 6+ months
Bank/debit cards- Transaction time (the time it takes to process a payment)
Bitcoin: 1-2 sec
Bank card: 3-5 sec
Money arrival time (the time at which the merchant actually receives the money and can spend it)
Bitcoin: 1-2 sec
Bank card: ~2 days
Confirmation time (the time at which the merchant can be sure the payment won't be reversed)
Bitcoin: 10 minutes - 1 Hour
Bank card: 20minutes to 6+ months as chargebacks can still occur and create a negative balance on your account
Nice analogy, but bitcoins are anytime more faster than other options like the credit card. I dont think confrimation times will eveer be a problem.