Government-controlled fiat is a bad idea, and shifting the centralization to private companies doesn't fix anything but merely compounds the problems. When will people learn?
Bitcoin isn't exactly immune from scammers either. Any new technology is going to be exploited or hacked by thieves looking for their paycheck. Both people, governments and corporations need to be one step ahead and keep themselves as secure as they can.
The article is actually about chargebacks, which Bitcoin does not have, although the ability to dispute tx's via something like multisig is something we will inevitably need for cases of scammers, but not cases of theft.