Feel free to go ahead the source is available on github
The team doesn't care what you say we will continue our work on this project no matter what
BlockLoan is the outcome of a brainstorming session
also never heard of bitcredits til your post.
No copy-paste was done we cherry picked features we liked from other coins to create a solid base for our projects
Also taking a guess you most be the bitcredits dev
We will not be moving forward with BlockLoan we will be focusing on decentralized domains and assets