Yup, I'd be one of the people who was annoyed not to get paid to my own address.   However, as you said, the fact that I can make an account for free and withdrawal without fee (or verification procedures) certainly mitigates this.  Still, my feelings get a little wounded if I feel like someone is trying to manipulate me or take advantage of me (which is a feeling I get if they want to pay me in a way that feels like they're trying to get me to spend it right back to them).