For what I see MadZ, there is no way to offer enough online collateral for a loan as my house, car, company assets can't be send.
This is my point, as you said earlier:
I wasn't posting a foolish, no-collateral direct loan (Nobody should invest in that one)
What you are offering is exactly the type of loan you say no one should invest in, BTCJAM does little to protect investors. I'm just trying to help you understand why you've received such a skeptical response here. Good luck with your project.