MadZ I perfectly understand that your community may not trust Btcjam, and that kind of comments are welcome.
Now, as you can see I've received almost 5 BTC now from 138 people, even as it's my first loan, btcjam has had my post at the top during this week.
I also plan this a first step, once I get more reputation I could get a bigger loan if needed for help fund a project, living in a country like Mexico, banks try to rip off all the money they can't of you, and I have avoided them all my life.
Btw, Thank you for your wishes.
Grand_Voyageur thank you too, I see that being a newbie is a curse here, but also, what if an user waits 1.5 years, posts relevant content, becomes trusted and then...... the biggest scammers take their time developing a plan, so I think the community should re-check those policies.
One little funny note, the line "there's a 100% chance", so if somehow, 1 people here trusted me and I fill my obligation, it should be changed to 99.99%