Monero needs a fiat exchange...
I agree, and an exchange that is solely dedicated to trade xmr and fiat, not just another pairing in one of the alt exchanges.
Playing the devils advocate here...
A lot of Western Countries have KYC laws which will force most of us to give up anonymity. If you try and circumvent this, the long arm of the law will start gunning for you.
Any ideas how to work around this and keep the government zombie horde off our backs?
EDIT: They do this to prevent money laundering and terrorist activities but they capture everyone in their shit net.