Is this a coin?
Not yet !
A good portion of the activity of banks are very useful. They don't make the rules and the fiat system.
Not exactly true considering the SEC, Treasury and other departments are generally headed and ran by x banksters... Hell, during the mortgage crisis the #1 consultant to the top SEC guy was some ex Goldman Sachs executive that was only an x employee because she left for the SEC consulting and probably received a healthy bonus and promotion when she returned to the company...