I never said "on an other chain". I said "off-chain".
That's simply because that it is much more efficient. It really makes no sense to try to address all business needs with one single solution.
Why not?
Bitcoin is a very expensive technology, it's vastly counterproductive to try and insist that every customer gets addressed the same way.
Actually, it's way cheaper than current banking systems. This comes up a lot in Bitcoin is wasting energy threads.
The question that comes more frequently is certainly not "will we be able to stay on-chain?", but it is "why do we have to wait 10 minutes to receive our money?".
People who make this question don't understand how transactions work. The solution is educate them, not change the system based on a non-problem.
The true value that Bitcoin brings to the table is not "everyone gets to write into the holy ledger", it is instead "everyone gets to benefit from sane and non-inflationary financial instutions whose sanity and honesty are ensured by the holy blockchain".
I disagree. The holy blockchain is useless to me if I as an Average Joe don't get to write into it.
Do you genuinely think that the level of security provided by the blockchain is absolutely necessary for every single transaction?
Yes, I believe so. My daily expenses are very important to me. If they were insecure and somehow reverted, that would mean I would have to return all the goods I've bought. Nobody wants that.
Do you honestly think everyone will be able to educate themselves enough to grasp how bitcoin actually works? and actually use it properly and securely?
Most of the people don't have a clue how the Internet actually works (and they don't need to), and that doesn't stop more than a billion people to use Facebook daily.