Yes, the sum is frozen. If I had those money i wouldn't however start posting in here. I don't know what the pricing for 1-year bct account is. Whats your take on its value? Anyway, i don't want to go this road discussing what price of an account could be based on its post counting or registration date. There is no bad intent.
As to the interest rate i'm defining it from the lending sum and taking into consideration that i don't have a positive trust.
at the very best, you can lend about 0.3-0.4 with your account as collateral, no one could provide that huge amount of coins if there is no insurance with his coins, your interest rate is very high which indicates you are in frustation to get that 1.8 bitcoins
Put on sale for bitcoins some hardware, hoping it sells out shortly. Anyway i have some collaterals, contact me for further details. In either way i'm fine.