How do you propose that we invent a better finance system? By not inventing and trying new stuff? How did everything that we have today got to this point? By getting it right from the first time and never trying new and absurd things to everything around us???
Go invent your "better finance system" somewhere else; if it's truly better, it'll win out. I'm not afraid of all the countless altcoins attempting exactly this.
That doesn't answer to my question. I will try again: How do you propose that we invent a better finance system? By nailing it from the first time? This is what we had with our current financial system?
I expect an answer, not a rejection, but I don't assume that you are capable of one since you already tried to divert the discussion. Show me something that big like a financial system that got it right from the first time without experimenting new stuff! I dare you! Double dare you!