FWIW I am relatively new here, though, after having read the article, I can't avoid noticing that Paymium/Bitcoin-central
offers this services not directly but through a chain of partnership (Paymium -> Aqoba -> Crédit Mutuel Arkea).
I dunno if it still applies, the article's quite old as it was published on Dec 2012, but if it's the case I've seen more than once the
"Finance industry" fighting back trying cutting links between exchanges and the entity entitled of the actual money transmitter
license. I'm not saying that's the case, though.
Your reading and comprehension are accurate.
Now that you've validated my skills I feel better.
Joking aside I just want to underline how this kind of ties could be suddenly cut for a reason or another.