Lol. Your account is not worth .25 BTC
how much is it worth then?
This right here is a sign the OP simply wants coins and will abandon the account.
This is why it is not a good idea to lend the entire amount that an account is worth, I would think it would probably be smarter to lend somewhere in the range of 20-50% of the account's value to give the borrower enough incentive to repay the loan, and if they don't the lender can profit