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This won't affect forging. Though, if you have a small balance, I suggest leasing your balance to a pool for pooled forging to increase your chances of forging blocks and receiving additional HZ.
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please forgive my ignorance.. I cannot figure out how to go about leasing .. could you provide a link that explains the process?  Thank You
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Tutorial: How to lease your account balance for pooled forging
https://www.youtube.com/watch?v=syl_338WzlE
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Ok, I found where to lease.. However I have a question.  What are the terms of the lease?  and am I able to offer it out at a certain price and time?

Thank You