Small idea for some fairness improvement?


Currently, there's a pretty big "asymmetry of power" between a lender and a swap user: once the swap has been taken, there's nothing a lender can do. But the taker can return it anytime of his choosing. Tough to plan for re-lending funds as a lender. The intention fo lending funds for 30 days (to not have much managing to do) does not work in reality because of that. No FRR can fix that, most FRR swaps never get lent out, unless there's big swap demand increasement, like in the last days.

Also at the moment, even if returned immediately, at least the first hour of interest of a swap has to be paid.

How about charging the first 1/48th of the time period at the time of the swap taking instead of just the first hour? That would make exactly no difference for 2 day swaps. But it encourages not to use 30 days as default for swap users who dont plan to use it anywhere near that time frame anyways.

This might increase convenience.