Spare me your rants. Share your solutions.
Yes, it might blow up in your face. The most obvious solution is to just not invest money in it. It's not meant as a speculation vehicle anyway, but to trade with.
Once services are available that are useful to you, denominated in BTC, you can use it to pay for them. Until then, just sit back and wait where it goes.
This makes sense.
But if everyone does this then it never gains the network effects to make it successful.
So you still need a lot of people to take the plunge.