http://www.coindesk.com/bitgo-update-expands-security-controls-for-consumers/

Multi-sig for individual users with BitGo. While regular folks may be slow to adopt it, I predict 2015 will see a marked drop in BTC losses among companies/exchanges/organizations as they migrate to multi-sig.

Couldn't happen too soon; an exchange I used up until a few weeks ago (Allcrypt) just announced their BTC wallet was emptied over the weekend. That's eerie because that's the 2nd time I've left an exchange shortly before it collapsed (Mintpal). And for that matter, I was able to profit in the chaos surrounding Cryptorush's end as well (lost $20 when it shut down, but profited several times that amount in the final day as people struggled to extract funds.)