Thanks for the info dudes. I did some checking while I was out today and learned some. The ones I checked into require you to verify yourself in some manner. Some required you to scan certain ID's depending on the country you were from. Like with me being from the U.S I would be required to send in a high quality scan of my Drivers license. And that require a couple of days to get the transfer.
Some sites even though they say "no hassle credit card use" you go through the sign up process and then you find out that credit card option is only for a backup funding source. I did find a couple that would let you buy and transfer bitcoin right away but without being a verified member you were limited to only a $500 purchase in any 24 hour period.
Ideally for my needs with a credit card usage I would like to find one that would let me do ............. say a $2000 buy and even if I had to pay 7% or 9% in fee's I would give it a try.
As far as checking their reps, yeah I know. That's one of the reasons I was asking on here. You guys have given me some good info and are trustworthy.
I am still checking this tread in case anyone has any more good info.